What is it? Medicaid is a government insurance program for families and individuals with low income and resources.
Does it cover dental care? Each state is different. In Nevada, Medicaid covers dental care (prevention and treatment services) for children up to 21 years of age. For adults, those residents 21 years of age and older, it only covers emergency dental examinations and extractions, and in some instances false teeth (full and partial dentures to replace missing teeth).
I’m pregnant and over 21 years old, am I eligible for any other dental care? A pregnant woman may be eligible for preventive care (cleaning) and periodontal treatment. Check with your case worker and dentist to see if you’re eligible.
How do I find out if I am eligible? You’ll need to apply online or visit a Division of Welfare and Supportive Service (DWSS) office. If you have applied before and were denied, try again… guidelines have changed and you may now qualify. To apply online go to: www.nevadahealthlink.com
What’s the difference between Medicaid and the Children’s Health Insurance Program (CHIP)? CHIP provides health and dental insurance to uninsured children and teens that are not eligible for or enrolled in Medicaid. CHIP is not just for low income children either; it covers uninsured children and teens up to age 19 that are not eligible for Medicaid. In Nevada, CHIP is known as “Nevada Check-Up.”
If my child is eligible, what does CHIP cost? In Nevada, there is quarterly premium for CHIP, ranging from $25 to $80 depending on the size of the family. The premium is per family, not per child. The good news is there are no deductibles or copayments at each visit.
How do I apply for CHIP? To apply for Nevada Check-Up go to: www.nevadahealthlink.com
How do I find my child a dentist? If your child is covered by either Medicaid or Nevada Check-Up go to: www.insurekidsnow.gov
I’m an adults covered by Medicaid, how do I find a dentist? If you are covered by Medicaid, remember that in Nevada for adults (21 years of age and older), the only dental care that is covered includes emergency examinations and extractions.
I am covered by medical insurance, how can I get dental insurance? Dental insurance can either be part of a medical insurance policy (check with your agent/employer or it may be purchased as a stand-alone insurance policy – a policy that is separate from your medical insurance, where you will be paying for two different premiums. For more information go to: www.healthcare.gov/can-i-get-dental-coverage-in-the-marketplace