NDA championed SB 393, Patients Before Profits bill that ensures dental insurance premiums are spent wisely on oral health, not on insurance administrative costs or marketing campaigns. Nevada leads the way with the most comprehensive Dental Loss Ratio (DLR) statute in the country and we're proud to pass such transparent insurance legislation. Minimum of 75% of insurance premiums must be spent on patient care Maximum of 25% of insurance premiums can be spent on administration and marketing Insurance Companies must file annual reports to the Dept of Insurance Dept. of Insurance can audit insurance report as needed Transparency for the public Nevadans get the care they need deserve for the insurance premiums they pay.